
First-Time Homebuyer Loans and Programs
Which Loan Is Best for First-Time Homebuyers? If you’re thinking about becoming a first-time homebuyer, you are probably wondering about mortgages. How much does a ...
Summit Mortgage employs some of the most experienced loan officers in the country. They know mortgage programs inside and out, and they’re dedicated to understanding your goals and needs so that you can enjoy the best possible home loan experience.
FInd a loan officerCompleting a loan application doesn’t have to be a stressful experience. Although regulations require us to ask for specific information, we designed our online application to be as simple and convenient as possible. Please select your Summit Loan Officer from the list below and click “Start My Application” to begin your loan application.
In the following sections, we’ve listed a few items to have handy that can help speed up the application process.
Be sure to have the property address, purchase price (or home value for refinancing), loan amount, and the type of property. If you don’t have a specific address yet, just the city and state will work for now.
You’ll need your current and past employment history, two years worth of bank statements, and proof of income from sources that aren’t your employer such as social security, pensions, alimony, investments, or government assistance.
Don’t forget to include your other accounts, real estate and vehicles owned, life insurance policies, and any other loans in your name.
After submitting your application, you’ll be asked to provide the additional documents below. However, you can save time and keep the process moving forward by securely uploading these documents along with your application!
Which Loan Is Best for First-Time Homebuyers? If you’re thinking about becoming a first-time homebuyer, you are probably wondering about mortgages. How much does a ...
It takes a lot more than a handshake and signature to get approved for a home loan, and that’s a good thing. Today’s approvals require an extensive amount ...