House hunting is a lot of fun, but before you start shopping, it’s vital to know what you can afford. Because requirements vary between mortgage products, there isn’t a one-size fits all rule for the amount of income needed to be ... More
Borrowers that plan on living in their home for a while will turn to the comfort of a conventional loan with its low, fixed rate. If you’re looking to stay in your home for longer than five to 10 years, a fixed-rate conventional loan provides ... More
Which Loan Is Best for First-Time Homebuyers? If you’re thinking about becoming a first-time homebuyer, you are probably wondering about mortgages. How much does a first-time homebuyer have to put down? How can I get a first-time homebuyer’s loan with no credit? More
How Does Someone Buy a Second Home? For a lot of people, owning a second home means owning a vacation home. Unless you've won the lottery, you’ll likely need a second mortgage to purchase one, and that can be expensive. Cost is why a vacation home remains ... More
What Are the Requirements for a First-Time Homebuyer Loan? Are you curious if you qualify as a first-time homebuyer? Good. Let's begin with this: you don’t need to be purchasing your first home to be a first-time homebuyer. Confused? Don’t be, and don’t allow a ... More
Overwhelming. Stressful. Panic inducing. Exciting. Exhilarating. Fun. This combination of emotions isn’t unusual for homebuyers, whether you’re a first-time buyer or selling your current home while finding your next one. It takes a ... More
When inventory is low, buyers need to have patience and a plan when pursuing their dream house in a tight market. You want to be able to strike quickly with a competitive offer and have a backup plan if you lose your bid, ... More
Whether you like to plan far in advance or set out with only a map, your first move in your homebuying adventure should always be to talk to a personal loan officer More
