Leverage Your Home Equity to Unlock Opportunities
For many homeowners, the equity they’ve built up in their home can be used as a valuable financial asset. As property values increase and mortgage balances decrease, home equity ...
Mortgage industry leaders since 1992.
We opened the first Summit Mortgage branch in 1992 with the belief that building trust and developing strong relationships with homebuyers, partners, and our employees would provide the foundation for long-term success.
Since then, we’ve been able to provide truly personalized service to our clients in 28 states. Last year we serviced more than $2B in direct-to-consumer loans for first-time homebuyers, military veterans, homeowners looking to refinance, and investors searching for new properties.
We know that purchasers come to loan officers full of excitement and questions. The truth is they may be stepping into unfamiliar territory when buying, refinancing, or starting a large home renovation project. When you work with Summit Mortgage, you’ll be able to rely on our in-house teams, resources, and tools to get the job done and exceed expectations.
We believe it’s possible to build a successful company without sacrificing integrity, honesty, or expertise – and we haven’t been wrong yet.
The Summit Mortgage Promise
Our job is to help people get the best home loan possible, at a competitive price, while treating them like our own family. – Summit Mortgage Founder, Robert Carter
Welcome home.
Summit Mortgage combines the benefits of a national corporation with the flexibility of a small business. We have the buying power to compete with big banks but rely on nimble, in-house operations and marketing teams to support our loan officers and provide homebuyers with an exceptional experience, from the day they submit an application to the day they close.
National reach. Local expertise.
While our technology allows us to service loans from the convenience of our phones, we do have experts available to help along the home financing journey.
When you work with Summit Mortgage you develop a relationship with an individual loan officer and they are responsible for seeing the loan over the closing line. Our in-house teams take pride in providing real-time status updates to get loans closed quickly and efficiently.
Summit Mortgage currently services loans in 28 states and we have branch locations nationwide including the midwest, northwest, southwest, northeast, and southeast.
Privately-owned direct lender.
We’re proud to be a privately owned company because it allows us to focus on providing our clients with the personalized service that they deserve.
We are a direct to Fannie Mae and Freddie Mac lender and we service our own conventional loans. We also have a large variety of correspondent lending investor relationships. So, you have a wide variety of finance options.
